Will I Ruin a Person’s Life if I Sue Them for a Car Accident?
You are unlikely to “ruin” a person’s life if you sue them for a car accident. You are suing the insurance company, not the person directly. If they are found liable and must pay a portion out of pocket, they could see a serious financial impact.
If the At-Fault Driver was Operating a Company Vehicle, Who is Sued, the Employer or the Driver?
If the at-fault driver was operating a company vehicle, such as a truck or a delivery van, you can sue the driver and the company. Most commercial insurance covers the driver while they are working, as long as the driver was “acting within the scope of employment.” This means the driver must have been on company time and performing company-sanctioned duties.
Who is Liable if the At-Fault Driver Works for Uber, Lyft, or DoorDash?
If the at-fault driver drives for a ride-share or delivery service, you would file a claim against the driver’s insurance first. However, because of current ride-share laws, Uber and Lyft must carry insurance for damages and injuries caused by drivers depending on whether they were actively logged into the app.
Ride-share insurance laws are very complicated. If you’re involved in an accident with an Uber, Lyft, or DoorDash driver, you should speak with an attorney at once.
What are Your Options if the At-Fault Driver Is Uninsured?
If the at-fault driver is uninsured, you can file a claim on your own insurance using the UM/UIM portion of your policy, if you have one. Your attorney will check your insurance to see if you have UM/UIM coverage.
If you don’t have this insurance, your other option is to sue the at-fault driver personally and see if you can recover anything. Your attorney will discuss the options with you.







