Georgia Legal Guide: Why Prompt Notice to your UM/UIM Carrier is Critical for Victims of Hit and Run Drivers
What initiates the 30-day notice period in a hit-and-run accident in Georgia?
The 30-day period starts on the day of your accident. It does not start when your medical treatment ends or when the injuries are clear, so notice should be given as soon as possible.
What if I was driving a company vehicle during the hit-and-run?
You may have coverage under your employer’s uninsured motorist policy; however, do not assume that your employer has given notice. Notice must have been given by your employer within 30 days if you are going to make a claim, so it’s important to confirm with them that they have provided written notice.
Can my insurance company waive the 30-day notice requirement?
In rare cases, they can. If they decide to proceed with your claim after the late notice is given without raising an issue, they might be treated as having accepted it.
What if my insurance policy is confusing, and does not state details on who must give notice?
If your policy language is unclear, Georgia law usually sides with the insured, which may help if your claim is denied for late notice.
What are my options if I miss that deadline?
In some cases, a late denial can be contested on the grounds that the insurer has ignored the deadline or the insurance language is ambiguous. However, these are usually rare circumstances and should be evaluated by a personal injury lawyer.
