A Georgia Legal Guide to Maximizing Your Compensation for Dog Bite Injuries

Like any personal injury legal claim, there’s a variety of factors that have to come together in order for a settlement to have a good value. If one of the factors is completely off, it can reduce or eliminate the settlement.

Example: if the coverage for a personal injury (ex: a dog bite) is high, say $300,000 for instance, and your injury was pretty bad, you have that policy limit as your potential compensation, if you’re able to hit the max coverage. However, if the max coverage was $100,000, which is also common with homeowner’s policies, then the chances of collecting more than $100K become challenging. Knowing the coverage limits is important, as it lets you know what you can likely max out at.

If coverage isn’t available, say for instance they just don’t have a homeowner’s insurance policy, it can become increasingly difficult to collect compensation at all. A good dog bite lawyer will do everything in their power to hunt down more coverage!

Yes, homeowner’s insurance policies can exclude coverage for dog bites based on various criteria detailed within the policy itself. These exclusions often include specific dog breeds perceived as high-risk, dogs with a history of aggression, or incidents that violate the policy terms, such as a lack of proper restraint. Additionally, some policies may not offer personal liability coverage that includes dog bites, or they might set coverage limits that restrict the amount payable for such claims. It’s also possible for policies to have explicit exclusions for all dog bite incidents, regardless of the circumstances.