Georgia Legal Guide: Insurance Policy Exclusions After a Car Accident 

You were rear-ended at a stoplight. The other driver admitted fault, but when you submitted your medical bills to their insurance company, you received a denial letter citing an “exclusion” in the at-fault driver’s policy. Instead of compensation, you are left with a question: How can they just refuse to pay when their driver clearly caused your injuries?  This frustrating situation […]

Georgia Legal Guide: Who Is Covered by an Auto Insurance Policy? 

You were in an accident, and it was clearly not your fault. You get the police report and quickly learn that the driver was not the vehicle’s owner or the named insured on the auto policy. Instead of a settlement, you are left with questions. Is the at-fault driver covered? What if the driver isn’t covered? Whose insurance is responsible for paying your claim? The omnibus […]

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