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Key Points: Table of Contents After your car accident in Georgia, medical bills, lost wages, and the stress of your potential life changes will start to add up, especially if the driver who hit you doesn’t have enough insurance. Many drivers in Georgia only have the bare minimum of liability insurance, which is $25,000 per […]
Key Points: If you were recently involved in a car accident in Georgia and have out-of-state insurance, you may wonder what insurance coverage is available across state lines. Different states have different laws, and Georgia has unique rules that could affect how your out-of-state policy works after an accident. In some cases, your policy could […]
Understanding the legal responsibilities of insurance agents can protect you from denied claims and costly mistakes. Were you in a car accident and told by an insurance agent your claim was covered only to have it later denied? If you or a loved one was in a car accident in Georgia, it’s important to understand […]
This Georgia legal guide explains how health insurance may pay your medical bills after a car accident and until your injury case settles. Key Points: In the aftermath of a car accident in Georgia, it’s natural to have questions about your finances. Since car accidents are uncommon, you might not fully understand who pays for […]
Key Points Table of Contents If you were recently in a car accident in Georgia, it’s important to understand that what you say—or don’t say—to the insurance companies can affect your compensation. This is especially true if the at-fault driver’s insurance company contacts you. Like most drivers, you may not have been informed about what […]
Key Points: Table of Contents Dealing with your insurance company after a car accident in the Atlanta area can be complicated, but it can become more complex if you and the at-fault driver share the same insurance provider. It’s common for Georgia residents, especially near Atlanta, to share the same insurance provider, such as Allstate, […]
Having worked in personal injury law for over three decades, we’ve found that one of the most common complaints from car accident victims is back pain, particularly in the lower back. If you were recently involved in a car accident, you’re likely reading this because you’re experiencing some form of back pain. You might be […]
Key Points: Table of Contents What is Insurance Subrogation? Car accidents can lead to hefty medical bills. Usually, when you end up in the hospital after an accident, the first thing they’ll ask for is your health insurance information to cover the costs. But think about it: if another person or their insurance should be […]
Key Points Table of Contents Accidents can be costly. In Atlanta, residents depend on the insurance of the at-fault driver to cover these costs. In most cases, the damages from an accident don’t exceed the available insurance coverage and the insurance company will acknowledge their driver’s liability and compensate you for your damages. However, sometimes […]
Key Points: When a driver purchases automobile coverage from an insurance company, that company promises to provide protection under the terms of the policy. In other words, when an accident happens, there is an expectation that the insurer will cover any claims brought against that driver. Usually this means payment for personal injuries, including medical […]
Key Points When the at-fault driver has no insurance or has very low policy limits it may be necessary to file a claim under your own insurance policy, using your Uninsured or Underinsured Motorist (UIM) coverage. Most often this may be done if you have been hit by a driver who has no insurance or […]
Key Points: Table of Contents If you have recently been involved in a car accident in Atlanta, you may be wondering why a check magically appeared in your mailbox addressed to you from an auto insurance company. It’s likely you’re not used to being in car accidents, so receiving a surprise check in the mail […]
Key Points: If you have been hurt in a car accident, you may feel stressed and overwhelmed by the financial toll on you and your loved ones. When you are injured through no fault of your own, it is reasonable to expect the person who caused the accident to pay the costs. After all, why […]
Key Points Table of Contents If you are involved in a serious car accident, you may suffer injuries that require a long hospital stay, surgeries, physical therapy, and more. The cost of medical care has been steadily increasing for decades, with certain healthcare costs, such as prescription drugs and hospital visits, even outpacing general inflation […]
Auto Insurance Basics What you need to know about auto insurance can seem daunting. There are so many different coverages available that it can all be very confusing. Here are the basic coverages you should understand before buying an auto insurance policy. Table of Contents Liability Coverage Accident liability is when someone is legally responsible […]
Key Points: Table of Contents What is Med Pay Insurance? MedPay insurance, also known as medical payments coverage is an optional add-on to auto insurance policies available in most states. It helps pay for medical expenses related to vehicular accidents, regardless of who is at fault. Who is Covered by a Med Pay Policy? MedPay […]
Insurance companies usually raise the prices, or premiums, after a car accident because they see the driver as riskier. The main goal of an insurance company is to handle risks and make sure they can pay for any claims that might happen. When a driver has an accident, it could mean they’re more likely to […]
Insurance companies want more clients. They want more business. They often want to grow, and they want to be more profitable. So when a client is eating into their profits, they may seek to terminate the relationship with that client. In Georgia, as in many other states, insurance companies can cancel or decide not to […]
Key Points If you’re injured in a car accident, the cost of medical care can be a tremendous burden on you and your family. When another driver is to blame for the accident, you may have an injury claim against their auto insurance company. However, even if someone else is ultimately held responsible, settling a […]
Key Points: Atlanta’s metro has drivers coming and passing through from all over the nation. Unfortunately, these drivers are not immune from getting into car accidents. Table of Contents Where to Start: Focusing on the Out-of-State Driver’s Insurance Policy If injured by an out-of-state driver on the road in Georgia, one of the first things […]
Key Points Table of Contents When another person’s negligence causes you or a loved one to be hurt in a car accident, you may have a legal claim to recover compensation. Under Georgia law, a victim is entitled to compensation for the total cost of the accident, which includes all economic and noneconomic losses. Generally, […]
Key Points: Table of Contents After you’ve been injured in a car accident, you’ll need to file an insurance claim to recover compensation for your damages. If the other driver’s negligence caused the accident, their insurance company has a duty to pay the costs. Once you’ve filed a claim with the at-fault driver’s insurance carrier, […]
This article gives an overview of how insurance companies compensate the victims of fatal car and truck accidents. Key Points: If your questions are not answered in this article, please feel free to contact our Atlanta car accident lawyers for a free, no-obligation consultation. Even if you do not wish to hire an attorney, we […]
