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Key Points: If you have been hurt in a car accident, you may feel stressed and overwhelmed by the financial toll on you and your loved ones. When you are injured through no fault of your own, it is reasonable to expect the person who caused the accident to pay the costs. After all, why […]
If you are involved in a serious car accident, you may suffer injuries that require a long hospital stay, surgeries, physical therapy, and more. The cost of medical care has been steadily increasing for decades, with certain healthcare costs, such as prescription drugs and hospital visits, even outpacing general inflation in the United States. As […]
Auto Insurance Basics What you need to know about auto insurance can seem daunting. There are so many different coverages available that it can all be very confusing. Here are the basic coverages you should understand before buying an auto insurance policy. Liability Coverage Accident liability is when someone is legally responsible for paying for […]
Key Points: Traditionally, insurance companies hold a distinct status under the law due to the essence of their business—offering the promise of financial protection. When you buy coverage from an insurer, the company commits to covering your damages according to the policy terms in the event of an accident. Should you be liable for injuries […]
If you are injured in a car accident, having insurance coverage for your medical bills and other costs is crucial to your emotional and financial recovery. Unfortunately, about one in eight drivers on the road in the United States do not carry liability insurance, according to the Insurance Information Institute. In Georgia, it is estimated […]
Key Points: What is Med Pay Insurance? MedPay insurance, also known as medical payments coverage is an optional add-on to auto insurance policies available in most states. It helps pay for medical expenses related to vehicular accidents, regardless of who is at fault. Who is Covered by a Med Pay Policy? MedPay can cover expenses […]
Key Points: What is Insurance Subrogation? Car accidents can lead to hefty medical bills. Usually, when you end up in the hospital after an accident, the first thing they’ll ask for is your health insurance information to cover the costs. But think about it: if another person or their insurance should be covering those costs […]
This Georgia legal guide explains how health insurance may pay your medical bills after a car accident and until your injury case settles. Key Points: In the aftermath of a car accident in Georgia, it’s natural to feel overwhelmed and concerned about the financial implications of your medical expenses. Two of the most common ways […]
KEY POINTS Sometimes it is necessary to file a lawsuit against your own insurance company, using your Uninsured or Underinsured Motorist (UIM) coverage. Most often this may be done if you have been hit by a driver who had a small or minimal bodily injury (liability) insurance policy and you have large medical bills, or […]
Key Points: Georgia’s UIM, or Uninsured and Underinsured Insurance, Laws and Requirements The OCGA, or Official Code of Georgia Annotated, is the codified law of the state of Georgia. Section 33-7-11 of the OCGA deals with uninsured motorist coverage. This coverage is designed to protect motorists who are injured in accidents caused by uninsured drivers. […]
Insurance companies usually raise the prices, or premiums, after a car accident because they see the driver as riskier. The main goal of an insurance company is to handle risks and make sure they can pay for any claims that might happen. When a driver has an accident, it could mean they’re more likely to […]
Insurance companies want more clients. They want more business. They often want to grow, and they want to be more profitable. So when a client is eating into their profits, they may seek to terminate the relationship with that client. In Georgia, as in many other states, insurance companies can cancel or decide not to […]
If you’re injured in a car accident, the cost of medical care can be a tremendous burden on you and your family. When another driver is to blame for the accident, you may have an injury claim against their auto insurance company. However, even if someone else is ultimately held responsible, settling a claim can […]
Key Points: Atlanta’s metro has drivers coming and passing through from all over the nation. Unfortunately, these drivers are not immune from getting into car accidents. Where to Start: Focusing on the Out-of-State Driver’s Insurance Policy If injured by an out-of-state driver on the road in Georgia, one of the first things to investigate is […]
When another person’s negligence causes you or a loved one to be hurt in a car accident, you may have a legal claim to recover compensation. Under Georgia law, a victim is entitled to compensation for the total cost of the accident, which includes all economic and noneconomic losses. Generally, the first step in recovering […]
Key Points: After you’ve been injured in a car accident, you’ll need to file an insurance claim to recover compensation for your damages. If the other driver’s negligence caused the accident, their insurance company has a duty to pay the costs. Once you’ve filed a claim with the at-fault driver’s insurance carrier, an adjuster is […]
Key Points: When you purchase auto coverage from an insurance company, that company makes a promise to protect you under the terms of the policy. In other words, your relationship with the insurance carrier is based on trust—if you get into an accident, it will pay your damages. If you injure someone else in an […]
This article gives an overview of how insurance companies compensate the victims of fatal car and truck accidents. Key Points: If your questions are not answered in this article, please feel free to contact our Atlanta car accident lawyers for a free, no-obligation consultation. Even if you do not wish to hire an attorney, we […]
What happens if both drivers in a car accident have the same car insurance company? This guide by The Millar Law Firm, Atlanta car accident lawyers, can help. Key Points: As Georgia has become one of the fastest-growing states in the US, increasingly congested roadways and auto accidents have become a daily reality for its […]
Key Points After you’ve been hurt in a car accident, good communication is critical. Knowing how to talk to an insurance company agent — what to say and what not to say — can have a huge impact on the settlement amount an insurance company will offer as compensation for your injuries. Unfortunately, understanding how […]
Key Points: If you have recently been involved in a car accident in the state of Georgia, you may be wondering why a check magically appeared in your mailbox addressed to you from a car insurance company. With no medical bills present, isn’t getting compensated for your injuries suffered in a car accident supposed to […]
Key Points: Even if liability (fault) has been accepted, it may take several weeks, several months, or up to several years before you actually receive the settlement check. Here are some of the common situations where you may expect to receive a settlement check and how long it can take. If you have questions or […]
Involved in a car accident? Our guide to Georgia auto insurance law and how to make a claim may be helpful after your collision. Key Points There are around 400,000 car wrecks on Georgia’s roads each year. Many of these accidents result in insurance claims to compensate victims for their damages and injuries. Unfortunately, auto […]
