What Georgia Car Accident Victims Need to Know About Trucking and Commercial Vehicle Insurance Limits

Questions about Truck Accident

Are There Penalties for Trucks That Do Not Meet Established State or Federal Minimum Insurance Levels?

Yes. It is extremely important that commercial vehicles maintain the required insurance coverages for commercial vehicles. Failure to do so can result in penalties including fines, license suspensions, and even impoundment of the vehicle.

However, and perhaps more importantly, failing to have the appropriate insurance coverage in place can leave the trucking company and the driver exposed to civil liability, which can be far more costly in the event of an accident. Adequate insurance coverage can protect the company and its driver from costly consequences.

Can the Trucking Company be Sued if a Semi-Truck is Uninsured or Underinsured, Resulting in Insufficient Coverage?

When there is insufficient coverage to compensate victims for the damage caused by an accident, it is possible to sue the trucking company. In these situations, the company may be found to be liable for the damages including medical expenses, pain and suffering, lost wages, property damages, and other related costs.

In pursuing a legal action against a commercial trucking company, it will be essential to prove that the company was negligence or at fault. To do this, it may include proving that the company failed to maintain established insurance coverages as required by law, or that their other actions contributed to the accident.

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