At The Millar Law Firm, our dedicated attorneys serving College Park, Georgia, understand the physical and financial problems you may face after a motorcycle accident.
The true cost of a motorcycle accident often means more than just medical bills, and ma include ongoing medical care, rehabilitation, lost earnings, and even modifications to your home or lifestyle to accommodate your recovery.
Our team has the skills and experience to meticulously detail these costs and effectively present them to insurance companies in settlement negotiations and in the Courtroom.
We work with medical, occupational, and economic experts to calculate and project the current and future costs related to your accident. This may include future medical costs and lost wages, and the cost of long-term care or support. By including both your current and future expenses, our goal is to recover full compensation for you after your motorcycle accident.
Our Attorneys Specialize in Motorcycle Accidents: Get the Legal Help You Need
After a motorcycle accident, you may be entitled to compensation for your medical bills, lost wages, pain and suffering, and other damages. However, it can sometimes be difficult to prove that the other driver was negligent and caused the accident. Even when fault is clear, at-fault drivers and their insurance carriers often resist making full payment. This is where our College Park, GA motorcycle accident lawyers can help.
Over the past 30 years The Millar Law Firm has handled well over one-hundred motorcycle accident cases. Our motorcycle accident law firm will investigate and help:
- Gather evidence to prove the other driver’s negligence. This may include police reports, witness statements, and photographs.
- Hire motorcycle accident reconstruction experts.
- Communicate with your medical team and carefully document your injuries
- File a claim with the other driver’s insurance company.
- Negotiate a settlement with the insurance company.
- Take your case to court if necessary.
Hiring our motorcycle accident lawyer can give you peace of mind knowing that you have an experienced and knowledgeable team handling your case so that you can focus on recovering from your injuries.
Motorcycle Accidents in College Park: A Big Blow to Your Health and Wallet
The physical injuries and financial strain caused by a motorcycle accident can drastically alter your life, limit your ability to work, and affect your overall well-being.
Here are some things you should know if you’ve been in a motorcycle accident in the College Park area.
After a motorcycle accident in or near College Park, Georgia, you may need medical treatment to help you recover. First and foremost, it’s important to see a doctor as soon as possible, even if you think you’re okay. Not all injuries are visible on the surface or show up right away.
Here are some of the medical tests and treatment you may need after a motorcycle accident. If the crash was not your fault, you may be entitled to have these studies and procedures paid-for by the at-fault driver:
- X-rays can be used to check for broken bones.
- MRI scans can be used to check for soft tissue injuries, such as muscle tears or ligament sprains.
- CT scans can be used to create a three-dimensional image of your body, which can help doctors to diagnose more complex injuries.
- Surgery may be necessary to repair broken bones, remove foreign objects, or repair soft tissue injuries.
Once your immediate injuries are taken care of, you may need physical therapy or rehabilitation. This care can help you regain strength and get you back to your normal activities. How much therapy you need usually depends on how badly you have been injured.
Your team of healthcare providers will work together to come up with the best treatment plan for your specific situation.
When to Expect the Medical Bills from a Motorcycle Accident
Generally, you can expect medical bills to start arriving shortly after treatment, but the exact timeline can depend on the type of care you received. Emergency services are often billed quickly, while surgeries or more complex treatments may take a bit longer to be processed. For ongoing or long-term treatments, such as physical therapy, you may receive bills regularly throughout the course of your treatment.
If you have health insurance, your medical insurance company and healthcare providers usually communicate directly about billing, with costs not covered by insurance billed directly to you. If you do not have medical insurance and you have a strong personal injury claim, some doctors, clinics or surgical centers may agree to delay billing until your claim is resolved, but this is usually up to each doctor or clinic. Experienced motorcycle injury law firms, like The Millar Law Firm, usually know which doctors and clinics in your area may agree to wait until your personal injury case settles to be paid.
Medical Bills After a Motorcycle Accident: What to Expect
The costs associated with medical care can vary considerably based on the severity and nature of your injuries, as well as the required treatments. For instance, immediate medical care costs, such as emergency room visits or ambulance rides, can range in the hundreds to thousands of dollars. Specific treatments or surgeries, such as bone setting or spinal surgery, can significantly increase these costs, often running into tens of thousands of dollars. Similarly, diagnostic tests like X-rays, CT scans, or MRIs add to these costs.
As you continue your journey to recovery, ongoing treatments and therapies such as physical therapy or counseling may be required, each carrying their own costs, which can accumulate over time. Long-term or ongoing care, which might be necessary in severe cases, can lead to mounting expenses over months or years. Even with health insurance, out-of-pocket costs can be substantial, as deductibles, copayments, and uncovered services add up.
It’s also important to be aware of hidden or unexpected costs. These might include additional medications, medical equipment, or follow-up visits. Furthermore, the cost of medical care can sometimes be reduced through various strategies, such as negotiating with healthcare providers or exploring financial assistance programs. A local Georgia lawyer can play a vital role in this aspect, helping you understand these costs, guiding you through possible cost reduction strategies, and fighting for fair compensation to cover your medical bills.
Understanding How Medical Bills for a Motorcycle Accident Get Paid
Will Your Health Insurance Cover Your Motorcycle Accident Medical Bills?
Health insurance policies typically cover medical expenses arising from an accident, including a motorcycle accident, once any deductibles and copayments have been met. However, the specifics depend on the terms of your health insurance policy.
It’s important to review your policy or speak with your insurance provider to understand the extent of the coverage, what treatments are covered, and what out-of-pocket costs you might be responsible for.
If another party is at fault for the accident, their auto liability insurance may reimburse your medical expenses once your injury claim settles or you receive a verdict or award. In this case, your health insurance will typically cover your medical expenses as they arise, and your medical insurance company may be reimbursed later, when you have received a financial recovery from the at-fault driver or company.
If your medical insurance – or medicaid or medicare — paid your medical bills during your treatment and recovery, your health insurer may seek reimbursement from any settlement or judgment you receive from the at-fault party or their insurer, a practice known as subrogation. It’s important to understand how subrogation works to avoid any unpleasant surprises when your injury case settles. We recommend discussing health insurance subrogation early in the process with a lawyer if you are pursuing a personal injury claim.
Will the At-Fault Driver’s Auto Insurance Company Pay My Motorcycle Accident Medical Bills?
If another party is at fault for your motorcycle accident, their insurance company is generally responsible for compensating you for your medical expenses. This typically comes as part of their liability coverage. However, the amount that the at-fault party’s insurance can cover is subject to the policy’s limits. These limits may or may not be sufficient to cover the total cost of your medical treatment.
Moreover, it’s important to understand that the process of claiming from the at-fault party’s insurance is not always straightforward. Insurance companies often attempt to minimize their payouts. They may dispute the severity of your injuries, question the necessity of certain treatments, or even argue about who was at fault for the accident. These disputes can delay the payment of your medical bills and can be challenging to navigate without legal assistance.
Furthermore, if the at-fault party is underinsured or uninsured, it may be difficult to recover the full cost of your medical bills from their insurance company. In such situations, your own insurance policy, particularly if it includes uninsured or underinsured motorist coverage, can provide an additional layer of protection. It’s crucial to explore all potential sources of compensation, and a knowledgeable Georgia lawyer can help you navigate these complexities and fight for the compensation you deserve.
How Does It Work If My Motorcycle Accident Medical Bills Are Above the At-Fault Driver’s Policy Limits?
In situations where your motorcycle accident’s medical bills exceed the at-fault driver’s insurance policy limits, the process of securing compensation can become more complex. The at-fault driver’s insurance company is only obligated to pay up to the limits of their policy. If your medical bills exceed these limits, you might need to explore other avenues to cover the remaining costs.
One potential source of compensation is your own insurance coverage. If you have underinsured motorist coverage as part of your motorcycle insurance policy, this coverage can kick in once the at-fault driver’s insurance limit is reached. Essentially, underinsured motorist coverage is designed to fill the gap between the at-fault driver’s policy limits and the total damages you’ve suffered, which can include your medical bills.
However, even with this coverage, there may still be a shortfall if your medical bills are substantial. In such cases, it might be necessary to consider a lawsuit against the at-fault party directly. This approach can be challenging and often depends on the at-fault party’s ability to pay. Navigating this process can be complex and having an experienced lawyer in College Park, Georgia on your side can help ensure you explore all potential sources of compensation and take the appropriate steps to recover your medical costs.