Do You Need an Experienced Motorcycle Injury Lawyer in College Park, GA?
The Millar Law Firm legal team understands the physical and financial problems you may face after being injured in a Georgia motorcycle accident. After a serious wreck you may be facing medical bills, lost past and future earnings, and may be worried about how to pay for it or what the future holds.
If you are injured and looking for a motorcycle accident attorney in or near College Park, Georgia, our Firm has over thirty years of experience in handling Georgia personal injury claims, with a large percentage of our cases involving motorcycle wrecks with severe injuries. We routinely work with accident reconstruction experts, medical, occupational, and other experts to prove how the accident happened, to prove how (and how badly) you were injured, and to determine the current and future medical and economic expenses and losses related to your accident.
Your damages may include past and estimated future medical expenses and lost wages, as well as long-term care or support. We help you recover full compensation so you can return to living your best life.
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Why Do Most People Hire a Georgia Motorcycle Accident Lawyer After a Serious Wreck?
After a motorcycle accident, it can be difficult to prove that the other driver caused the accident. Drivers of cars and trucks usually try to push blame for a motorcycle accident onto the biker, out of fear or bias against riders. And because motorcyclists are often serously hurt, law enforcement only gets one side of the story at the accident scene. Often, based on these factors, at-fault drivers and their insurance carriers will resist making full payment of your claim, making the help of experienced motorcycle accident lawyers necessary.
Over the past 30 years, The Millar Law Firm has handled hundreds of motorcycle accident cases. Our legal team will investigate for you and help build a solid case.
- We will gather evidence – such as police reports, witness statements, photos, and videos – to prove the other driver’s negligence.
- We hire motorcycle accident reconstruction experts to reconstruct how the accident happened.
- We will work with your medical team to document your injuries and track your recovery.
- We will file a claim on your behalf with the other driver’s insurance company.
- We will negotiate a fair settlement with the insurance company.
- And, if necessary, we will take your case to court.
When you hire one of our motorcycle accident lawyers, you’ll have peace of mind knowing that you have an experienced and knowledgeable team handling your case while you focus on recovering from your injuries.
How Motorcycle Accidents Can Hurt Both Your Health and Wallet
The physical injuries and financial strain caused by a motorcycle accident can be life-changing. They can limit your ability to work, your day-to-day activities, relationships, and affect your overall well-being.
Here are some things you should know if you’ve been in a motorcycle accident in the College Park area.
It’s important to see a doctor as soon as possible after a motorcycle accident, even if you think you’re okay. Not all injuries show up right away.
If the crash was not your fault, the following procedures may be covered by the at-fault driver’s insurance company:
- X-rays
- MRI scans
- CT scans
- Surgeries
- Physical therapy
Once your injuries are addressed and you begin to heal, you may need physical therapy or rehabilitation. This can help you regain strength and mobility so you can get back to your normal activities. Your medical care providers will come up with the best treatment plan for your specific situation.
What Do I Do About My Medical Bills from the Motorcycle Accident?
The medical bills often start arriving shortly after treatment. If you have medical or health insurance, they should communicate directly with the medical providers about billing. Anything not covered by your health insurance will be billed directly to you.
If you do not have medical or health insurance, some doctors and medical facilities may agree to delay billing until your claim is resolved. Your legal team at The Millar Law Firm can help you find medical care providers who are willing to wait until your personal injury case settles to be paid.
Understanding How Your Medical Bills Can Be Paid After An Accident
Will My Health Insurance Cover My Medical Bills After a Motorcycle Accident?
Health insurance policies typically cover medical expenses arising from accidents once all deductibles and copayments have been met. However, the specifics depend on the terms of your health insurance policy.
It’s important to review your policy or speak with your insurance provider to understand the extent of the coverage, what treatments are covered, and what out-of-pocket costs you might be responsible for.
If someone else is at fault for your accident, their auto liability insurance should reimburse your medical expenses, either after your injury claim settles or you receive a verdict. In these cases, your health insurance should cover your medical expenses, but they will need to be reimbursed after you’ve received a settlement.
If your medical insurance – or Medicaid or Medicare — paid your medical bills during your treatment and recovery, your health insurer may seek reimbursement from any settlement or judgment you receive from the at-fault party or their insurer, a practice known as subrogation. It’s important to understand how subrogation works to avoid any unpleasant surprises when your injury case settles. We recommend discussing this process with one of our lawyers if you are pursuing a personal injury claim.
Will the At-Fault Driver’s Auto Insurance Company Pay My Motorcycle Accident Medical Bills?
If another party is at fault for your motorcycle accident, their insurance company is generally responsible for covering your medical expenses. This comes as part of a policy’s liability coverage. However, the amount that the at-fault party’s insurance can cover is subject to the policy’s limits. These limits may or may not be sufficient to cover the total cost of your medical treatment.
Moreover, it’s important to understand that the process of claiming from the at-fault party’s insurance is not always straightforward. Insurance companies will attempt to lower their payouts as much as possible. They’ll try to dispute the severity of your injuries, question the necessity of treatments, and even argue about who was at fault for the accident. Of course, these tactics end up delaying the payment of your medical bills.
Additionally, if the at-fault person is underinsured or uninsured, it may be difficult to recover the full cost of your medical bills. If this happens, your own insurance policy may provide additional protection. It’s crucial to explore all potential sources of compensation, and a knowledgeable Georgia lawyer can help you navigate these complexities and fight for the compensation you deserve.
What if My Motorcycle Accident Medical Bills Are Above the At-Fault Driver’s Policy Limits?
In situations where your motorcycle accident’s medical bills exceed the at-fault driver’s insurance policy limits, the process of securing compensation can become more complex. The at-fault driver’s insurance company is only obligated to pay up to the limits of their policy. If your medical bills exceed the policy limits, you’ll need to discuss other options with your lawyer to cover the remaining costs or to negotiate reductions of your medical bills.
One option may be your own insurance coverage. If you have underinsured motorist coverage as part of your motorcycle insurance policy, this coverage can kick in once the at-fault driver’s insurance limit is reached. Essentially, underinsured motorist coverage is designed to fill the gap between the at-fault driver’s policy limits and the total damages you’ve suffered, which can include your medical bills.
Even with this coverage, there may not be enough to pay for all your medical costs. In this case, you may need to file a claim against the at-fault party. This approach can be challenging and often depends on the at-fault party’s ability to pay. Navigating this process can be difficult, but having an experienced lawyer on your side can help ensure you take the appropriate steps to recover your medical costs and get the compensation you deserve.
Really great customer service. Would highly recommend this firm!