Recovering after a motorhome accident can be difficult. There’s so much to deal with, like doctor visits, managing your medical bills, and overcoming the shock of the accident. Motorhomes and RVs are massive vehicles and can do a lot of damage in the hands of an inexperienced driver.
But you don’t have to face the aftermath alone. The legal professionals at The Millar Law Firm understand your situation because we have been helping people like you for over thirty years.
If you have been injured by a negligent motorhome driver, call us today at 770-400-0000 and speak with one of our experienced personal injury lawyers today. We will help find the best course of action to get your life back on track. Our consultations are always free.
Key Points:
- Unlike commercial truck drivers, RV and motorhome drivers do not require special training or certifications.
- Motorhome insurance coverage is the same as passenger vehicles, even though they can cause more serious (and costly) accidents.
- When you are the victim in an RV accident, our expert attorneys can protect your rights and help you recover fair compensation.
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Have You Been Injured in a Motorhome Accident in or Near Atlanta?
If so, then you need an experienced legal team by your side. With over three decades of experience, The Millar Law Firm knows what evidence is needed, how to negotiate with insurance companies, and how to get you the compensation you need and deserve.
Other personal injury law firms spend their time and money on flashy ads and commercials, but we let our experience speak for us. We’ve helped hundreds of accident victims recover money they spent on medical bills, repair costs, and for their lost wages. Our focus is on ensuring clients like you are taken care of and not taken advantage of.
Why Should I Hire a Personal Injury Lawyer after a Motorhome Accident?
There are several good reasons to have a lawyer representing you after a motorhome accident. A lawyer can help you sort through all the legal red tape that unwinds after an accident, like dealing with insurance companies, medical coverage, filing claims, and representing you in legal proceedings.
Keep in mind, insurance companies are in the business of making money. That means they will try to undervalue your claim or try to avoid paying it altogether. One of the smartest things you can do is have a lawyer speak with the insurance companies on your behalf. Your lawyer will have your best interests in mind and will protect your rights.
Motorhome Legal Questions
Can a Passenger in a Motorhome File a Claim after an Accident?
Absolutely. If you were injured in a motorhome accident and weren’t driving, you can file a claim to help cover medical costs, recovery expenses, and even lost wages.
Is Lack of Driving Experience Considered in Motorhome Claims?
Yes, it is. Even though motorhomes and RVs can be just as big as a semi-truck, motorhome drivers aren’t required to have the same training and licensing as big-rig drivers. Unfortunately, this means the drivers don’t have the experience in handling such a large vehicle. Motorhomes have long braking times, excessive weight that hinders mobility, and are vulnerable to steep grades and heavy winds. This can all lead to poor decision-making and unavoidable accidents.
Can Motorhome Manufacturers be Held Liable in an Accident Case?
Yes, manufacturers have been held liable in previous accident cases. This is usually due to a manufacturing defect that can result in an accident. Additionally, if manufacturers don’t provide proper warnings to drivers about certain aspects of their vehicles, they can be held responsible.
Does Motorhome Insurance Work the Same as Other Auto Insurance?
In Georgia, RVs and motorhomes must have the same minimum insurance as passenger vehicles. Owners of Class A, Class B, or Class C motorhomes are required by law to carry a policy with the following minimum coverage limits:
- $25,000 in bodily injury per person
- $50,000 in total bodily injury per accident
- $25,000 in property damage per accident
In most cases, their auto insurance policy will cover an accident if they are driving a rented RV or motorhome.
Who is Liable if a Rented Motorhome is in an Accident?
The driver of the rented motorhome is generally the main party liable party for an accident. However, responsibility might be shared with the rental company. If it can be proven the rental company didn’t perform required maintenance to the motorhome that inevitably led to the accident, then they can share liability.
Motorhome rental companies have a responsibility to maintain their vehicles and ensure things like the brakes and tires are in good working order. Failure to do so means they didn’t live up to their obligation to provide a safe vehicle to the renter.
What if the Accident was Caused by Wind, Rain, or Other Weather Event?
Weather conditions can change at a moment’s notice. A clear sky can suddenly darken when a storm blows through. In these situations, liability can be difficult to prove since drivers can’t control the weather.
However, lack of experience in operating a motorhome can lead to bad decisions. Additionally, if the motorhome wasn’t maintained – for example, had bad windshield wiper blades or a cracked windshield that can obscure visibility – then the owner may be held liable for an accident.
Does Homeowners Insurance Cover a Motorhome Accident?
No, homeowners insurance will not cover a motorhome accident. In most cases, an auto insurance policy will cover accidents when a driver is operating a rented RV or motorhome. It depends on if the policy’s coverage extends to the rented vehicle. An experienced personal injury attorney will know how to find out if the rental is covered under the driver’s personal auto insurance.
What If the Motorhome Is from Another State?
Minimum insurance coverage limits vary by state. That means that if you’re in an accident in Georgia, then the minimum coverage requirements and negligence rules will be based on Georgia law.
For example, when an out-of-state driver causes an accident in Georgia, their insurance company must provide the amount of coverage required by Georgia law. This is based on a “broadening clause” in most insurance policies. The purpose is to allow for increasing the coverage limit in this situation.
The Millar Law Firm is a very good personal injury firm.
Does The Millar Law Firm Handle Motorhome Legal Claims?
If you were in an accident with a motorhome or RV, consulting with one of our experienced attorneys is a smart decision. The potential damages and injuries could amount to far more than the insurance coverage provides.
Our legal team knows how to help you get a fair settlement and may be your best hope to avoid serious financial consequences.