How to Pay Medical Bills After an Accident
If you are a victim of a serious accident, there are numerous obstacles you must overcome on the road to recovery. The time it takes to return to normal can be quite lengthy and emotional, depending on the injuries sustained.
The last thing you need is to be weighed down by unpaid medical bills associated with surgeries, hospital treatments, rehabilitation, medications, and other accident-related expenses.
Medical debt remains one of the biggest causes of bankruptcy in the United States, according to CNBC. Even if you have car insurance or complete health care coverage, you could be left struggling to pay your medical bills after a serious accident.
If another driver’s negligent driving caused your injuries, our attorneys are available to evaluate your case. While we cannot pay your bills directly, we can help with all aspects of medical bill management, including wrongfully denied coverage, insurance subrogation, medical liens, and the recovery of future medical expenses. We are also adept at coordinating with multiple health insurers and will deal with collection agencies, if necessary.
What to do if the medical billing department contacts you for payment
You should inform the hospital of your circumstances and make the billing department aware that you are awaiting a settlement. Otherwise, you could end up being pursued by creditors for unpaid medical bills.
Most health care providers will be sympathetic to your situation. As soon as your case is settled, your attorney can help negotiate a settlement to get your medical debt paid.
Types of medical expenses that can be covered by a claim
When an individual sustains injuries due to an accident caused by another driver, the injured victim may be able to file a claim seeking financial compensation. As long as the at-fault driver can be proven liable, the victim may be able to recover a variety of economic and non-economic damages.
Medical expenses that can be covered by this type of claim are:
- Occupational therapy
- Transportation to and from treatment or rehabilitation
- Medical supplies
- Assistance devices (wheelchairs, bandages, crutches, etc.)
- Other out-of-pocket medical costs not covered by insurance
- Future medical expenses
How we helped a client receive more than $3 million after a rear-end collision / Rear-end collisions could be worth millions
In February 2015, a Georgia man in his 40s was riding as a passenger in a pickup truck in Jonesboro, Georgia. While the truck was stopped at a red light, it was severely rear-ended by another driver.
After complaints of neck pain, the victim was taken by ambulance to an emergency room where he was examined and instructed to follow up with an orthopedist. The orthopedist recommended physical and massage therapy and chiropractic care for about one month.
However, the pain did not end there. The victim then received an MRI, which showed a narrowing of the spinal canal, called spinal stenosis, which can be caused by trauma.
Doctors determined that a cervical fusion was needed, and, several months later, the victim underwent cervical (neck) fusion surgery of discs C3-4, C4-5, and C5-6.
Medical care following the surgery included several trigger-point injections and medication to control the pain.
When the case went to trial, the at-fault driver confessed he caused the accident. His insurance company hoped that by admitting fault, the jury would go easy on the defense.
However, by the time of trial, the victim’s medical bills exceeded $246,000. An orthopedic surgeon testified that the victim was permanently disabled, and a pain management specialist explained that future medical care would include ongoing trigger-point injections, pain medication, and physical therapy, which could incur future medical expenses of about $375,000.
An expert in vocational rehabilitation also testified that because the victim’s job involved installing utility poles, which requires lifting and standing for long periods of time, that he was permanently disabled from working. Therefore, future lost income was estimated to be more than $620,000.
Finally, the victim himself testified about his constant neck pain, limited range of motion, and inability to work or do the things he enjoys, like riding an ATV and golfing.
The defense lawyer argued that the victim’s injuries and claims for damages were exaggerated and excessive and asked the jury to make a much smaller damages award. However, after a four-hour deliberation, the jury awarded our client more than $3.3 million.
While not all car accident cases are worth this much, having a good trial lawyer can help prove your case and ensure you receive the compensation you deserve.
It will also significantly improve your chances of recovering the maximum compensation you may be eligible to receive.
Contact The Millar Law Firm for a free consultation
If you have been seriously injured in a car accident caused by a reckless driver, you need an experienced Atlanta car accident attorney advocating on your behalf.
You should not have to be burdened by accident-related medical debt, especially when someone else was responsible for the injuries you sustained. Your attention should be solely on your recovery.
The attorneys at The Millar Law Firm have successfully represented many accident victims and their families in the Atlanta area. We understand the disruption and hardship these accidents cause, and we recognize the financial stress you may be feeling.
We will do everything we can to help you receive the compensation you need to pay your accident-related medical debt so that you can move on with your life.
Call our firm now to schedule your free case evaluation.