Car Accidents

About Insurance Companies

fire trucks at a car accident scene

What You Should Know Before Speaking to an Insurance Company Adjuster After an Accident

Key Points: After a car accident, the at-fault driver’s insurance adjuster plays a critical role in determining the percentage of fault, the value of your claim, and the amount of your settlement. Once they have collected enough evidence to get a clear picture of the accident (i.e., who caused it and how much it cost), […]

hit and run accident photo

How to Know If an Insurance Company Is Acting in Bad Faith

Key Points: Insurance companies have a legal duty to exercise good faith and fair dealings when handling a claim, whether the claim is filed by the insured or an injured third party. When it breaches this duty and acts in bad faith, the carrier has failed to act in the best interest of the insured […]

Ambulance going to a bad accident

How to Recover Compensation If Your Family Member Was Killed in a Car Accident

This article gives an overview of how insurance companies compensate the victims of fatal car and truck accidents. Key Points: Georgia wrongful death cases arising from car or truck accidents are typically paid by the at-fault driver or company’s insurance company. Motor vehicle accident Insurance companies and personal injury law firms measure monetary damages in […]

Two accidents, one insurance company

What If Both Drivers in Georgia Accident Have The Same Auto Insurance?

What happens if both drivers in a car accident have the same car insurance company? This guide by The Millar Law Firm, Atlanta car accident lawyers, can help. Key Points: When both parties in an accident share the same insurance carrier, the process of filing an insurance claim works similarly to when drivers are insured […]

insurance talking with victim

How to Talk with an Auto Insurance Company After a Car Accident

Key Points Whether speaking to your insurance company or the other driver’s, keep your answers short and simple, and don’t get into too much detail about your accident or injuries. The more information you offer up to an insurance representative, the higher the risk you will say something that will jeopardize your claim and reduce […]

Insurance policy

What to Do If an Insurance Company Sends a Check Immediately After a Car Accident

Key Points: If you receive a check from the at-fault driver’s insurance company shortly after an accident, there is a good chance it will be for less than your claim is worth. Car insurance companies may send a check as a tactic to avoid paying higher compensation for your injuries. Oftentimes, when you cash a […]

A check being handed to a person

When to Expect a Check from an Insurance Company After a Georgia Car Accident

Key Points: If you paid a deductible and the other driver was later found to be at fault, it may take several months for the insurance companies to reimburse you. Once an injury settlement is reached, you may expect to receive a check approximately one month after an agreement to settle for a certain dollar […]

What to Know About Georgia’s Auto Insurance Coverage Requirements

Involved in a car accident? Our guide to Georgia auto insurance law and how to make a claim may be helpful after your collision. Key Points Georgia drivers are required to carry minimum liability insurance coverage for bodily injury ($25,000 per person and $50,000 per accident) and property damage ($25,000 per accident). Uninsured/underinsured motorist coverage […]

Glass on the street after a car accident

What Happens If an Insurance Company Acts in Bad Faith?

Key Points: Whether you’re the insured or an injured third party, the insurance company has a legal duty to exercise good faith when handling your claim. If, after investigating your claim, the insurance company finds reasonably clear evidence of liability but offers less than your claim is worth, a court may find it has breached […]

Insurance subrogation negotiation

What Is Insurance Subrogation and How Does it Work?

Key Points: If your insurance company pays for accident-related expenses and later finds out another party was responsible for the crash, they may seek reimbursement, or what’s known as insurance subrogation. Not every company that seeks subrogation from your settlement may be entitled to it. Paying a subrogation claim that was not enforceable can cost […]

health insurance document

Should You Use Health Insurance to Pay for Medical Bills After a Car Accident in Georgia?

This Georgia legal guide explains how health insurance may pay your medical bills after a car accident and until your injury case settles. Key Points: Knowing how medical insurance plans handle expenses after a car or truck accident is a key to a successful outcome in your injury case. Most private health care policies or […]

A car with major damage to the front-right fender

Will My Car Insurance Rates Increase After a Car Accident in Georgia?

Key Points: You are required to report any vehicle accident involving injury, death, or property damages totaling more than $500 to the police. If you are found to be at-fault, then your insurance premiums may change. However, if you are the victim of a crash, your payments should not increase. Drivers who are ticketed by […]

US, Georgia map

How Are Car Accident Legal Claims Handled With Out-of-State Drivers?

Key Points: Auto insurance policies vary from state to state, but the protection you buy covers you no matter where you drive in the country—even if you’re driving in a state with different insurance requirements. If you have a negligence claim against an out-of-state driver, their insurance carrier is still obligated to pay damages for […]