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What should I do if my car was damaged or totaled, but I was not hurt?

Published February 6, 2018 by Bruce Millar

When your car is damaged by an at-fault negligent driver, in a hit-and-run, or in another type of incident, even if you are not hurt you must report the accident (damage) to your insurance company, or you risk losing your insurance coverage.  The driver who caused the collision’s insurance policy should cover your damage, but if that driver is not insured, under your policy, if you have collision coverage, you may be entitled to repairs, diminished value or total loss.  Review your insurance policy to see if you have collision coverage.

For even more legal information, read our handy Georgia property damage guide.

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